The CIS Tax Map
Check your statements, claim your costs and file for your refund yourself – step by step.





Tap a sheet to see it up close
Get my CIS Tax MapInstant access · 30-day guaranteeCIS is a list of jobs with dates. Nobody gave you the list. Here it is, in order.
One job per sheet, numbered steps, real 2026/27 numbers in pounds, and a green “Your move” box at the bottom so you act instead of just reading.









Your year runs 6th to 5th. Every date on one strip: the 19th, 6 April, 31 January.
On every sheet: green = you're fine, red = where subbies lose money or get fined, with the amount.
Register, check your UTR, fill the CIS box and track your repayment. Simplified screens, example only.
Dan (labourer), Marius (plasterer) and Kelly (electrician): every pound worked out, marked as examples.
Paid through an agency, umbrella or “payroll company”? There’s a sheet on what’s legit. Got a Ltd? There’s a sheet for that too.
Gross, costs, profit, tax, CIS taken, the difference. Dan’s example: £3,340.20 back. Your numbers will differ.

Net ÷ 0.8 = your gross. Plus the message to your contractor and the letter to HMRC.

The box that turns your statements into a repayment, and the 4 checks before you submit.

AND IT DOESN’T STOP THERE… THERE’S MORE!
At no extra cost with the Complete Map.


Every CIS date, weekend-adjusted.


12 tax months, up to 3 contractors.


42 words, plus Romanian & Polish.


Jobs, CIS, costs and miles, monthly.


Less than 6% of a £354 fee. And you keep 100% of what comes back.
3 example subbies from the map:
Example figures from the map, 2026/27 rates. Dan and Marius: England. Kelly: Scotland. No refund is guaranteed; some subbies owe. Your numbers will differ.

Yes. Sheets 07–09 take you through registering and getting verified at 20%, with the message to send your contractor. The extra 10% already taken isn't lost: it's credited when you file (sheet 31).
Sheet 14 shows how to rebuild them from your bank (net ÷ 0.8), what to send your contractor and the letter to HMRC. Sheet 15 covers a contractor who went bust.
CIS and National Insurance are the same everywhere in the UK. Your Income Tax bands are different, and sheet 25 has them with a worked example.
Sheet 38 shows what a legitimate deduction looks like, the red flags and what changed on 6 April 2026. Sheet 39 helps you check if you're really self-employed.
Sheet 43 covers how a Ltd gets its CIS back through payroll (EPS) and the year-end refund claim.
Sheet 45 is the catch-up plan. HMRC already holds your deductions; filing is how you claim them. Sheet 34 shows the 4-year window (2022/23 closes on 5 April 2027).
Sheets 48–50. If your gross on the 2025/26 return is over £30,000, it starts on 6 April 2027. The sheets show the software, sign-up, the 4 updates and how CIS is added at the end.
Yes. It's an A4 PDF that reads well on your phone and prints at home.
For a straightforward subbie return, it shows you every step. It also tells you when a professional is worth it: years of missing statements with an insolvent contractor, an HMRC enquiry, an employment-status dispute.
No. It's an independent educational guide based on public GOV.UK and HMRC guidance, with sources and dates. It isn't affiliated with HMRC and it isn't individual tax advice.
Right after checkout you get an email with your access. Download the PDFs and start at “Start here”.
Yes. All 2026/27 figures, plus everything already announced for 6 April 2027 (MTD from £30,000, penalty points, 35p over 10,000 miles) and a dated watch list of what's still changing.
Less than 6% of a £354 refund fee.